Comps confirm upside exists. You're not buying the most expensive home on the block.
+10
✓
Active Comps Sold Within 90 Days
Current market activity confirms real demand and supports your ARV estimate.
+8
✓
Cosmetic Opportunity Visible
Paint, carpet, fixtures, kitchen surfaces, landscaping — the work most buyers hate is where your equity lives.
+7
✓
Big-Ticket Issue = Bigger Discount Opportunity
Roof, foundation, HVAC, electrical, or plumbing flags scare most buyers off — that's your opening. An engineer's report and a warranted repair can turn fear into equity. These need pro eyes, not a pass.
+8
✓
Sensory or Visual Signals Others Will Overlook
If it smells, looks rough, or feels neglected — that's money. Most buyers walk. You stay and price the discount.
+5
✗
⚠ Priced at or Above Neighborhood Median
You may be buying the ceiling. Limited upside unless condition or income opportunity justifies it.
−5
Notes
3
Neighborhood Health & Trajectory
30 pts
✓
Signs of Reinvestment in the Area
Rehabbed homes nearby, new businesses, infrastructure work — forward momentum.
+10
✓
Neighborhood Median Trending Up
Values moving in the right direction over the past 12–24 months. Appreciation is not guaranteed — but trajectory matters.
+8
✓
School District / Area Desirability Fits Buyer Pool
When it's time to sell, your buyer pool should be strong. Desirable areas move faster.
+7
✓
Proximity to Employment, Highways, or Amenities
Location drivers that support both resale value and long-term demand.
+5
✗
⚠ Declining or Flat Neighborhood Median
If people who live here don't want to stay and the market isn't replacing them, your equity outlook is limited.
−6
Notes
→
What Comes Next
70–100Open the Deal Analyzer. Pull your comps, plug in your numbers, and calculate your Maximum Allowable Offer.
50–69Dig deeper on weak areas. One strong category may justify further research. Don't write it off yet.
30–49Proceed with caution. Limited upside signals. Only continue if something exceptional stands out.
0–29Pass and move on. Your time is your most valuable resource. The right deal is out there.
Advanced Strategy: Income Potential
Toggle on only if you're open to owner-occupying a property with a rentable space or conversion opportunity.
Off
Advanced Strategy
Income Potential Signals
+20 pts added to total
✓
Existing Rentable Space
Basement suite, garage apartment, separate entrance — ready or near-ready to lease.
+10
✓
Conversion Potential Exists
Space could be made rentable with modest work (basement, above-garage, bonus room).
+6
✓
Estimated Rent Offsets 25%+ of Payment
Even partial offset materially increases your effective buying power and cash flow margin.
+4
When this section is active, your score is out of 120. A score of 84+ (70%) still means run the Deal Analyzer.